Your Country Changed.
Did Your Cover?
Most expat policies lapse, exclude, or cap out the moment you relocate.
A Typical Expat Career.
How Much of It Was Actually Covered?
Hover each country segment to reveal what happened to coverage at each transition point.
Hover a country segment above to inspect coverage status
10 yrs
Career span
~20 mo
Uninsured exposure
$0
Paid out in gaps
This scenario reflects a real client profile. Names changed. Coverage gaps were real.
Seven Criteria.
Three Very Different Outcomes.
Local group schemes and home-country policies weren't built for the way you live. Portable international plans were.
Jurisdiction Portability
Currency Flexibility
Repatriation of Remains
Critical Illness Bolt-Ons
Premium Stability
Underwriting Language
Claims Settlement Location
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Where are you currently based?
Coverage Score
Nomad Insight
Apply for portable cover at least 90 days before your next relocation — fewer exclusions, better underwriting terms.
The People We Exist For.
Three archetypes. Three different coverage crises. One portable solution.
Priya Nair
Trailing spouse, Dubai
"Our UK policy lapsed six months after we arrived in Dubai. I didn't realise until the renewal arrived at our old address. Nomad covered the gap retroactively and set up a portable plan the same week."
Cover arranged
$1.2M
Currencies
GBP / USD
Lars Eriksson
Tech contractor, Singapore ↔ Berlin
"I'm on a two-year rotation loop. No employer in either country would underwrite me because I'm never resident long enough. Nomad's portable plan follows the passport, not the postcode."
Cover arranged
$850K
Currencies
EUR / SGD
Adaeze Okonkwo
CFO, multinational, Nairobi
"The group scheme here caps at three times salary and has no CI bolt-on. Nomad structured a parallel portable plan that fills the gap and travels with me if I'm posted elsewhere."
Cover arranged
$3.5M
Currencies
USD / GBP
47+
Jurisdictions actively covered
$6.5M
Maximum portable sum assured
94%
Claims settled in-country
72h
Average policy issuance time